Modelo ProLab: “EmprendeLab”, una academia blended para aprender Emprendimiento y Finanzas de manera lúdica
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Fecha
2024-07-30
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Pontificia Universidad Católica del Perú
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Resumen
El Perú es un país emprendedor, sin embargo, cuenta con deficiencias en educación
financiera y emprendimiento. En la actualidad, en los centros educativos no se está
atendiendo esta necesidad pese a estar presente en la currícula básica regular. Según la
investigación realizada en este proyecto, se pudo validar que los padres de familia están
dispuestos a matricular a sus hijos en cursos de Emprendimiento y Finanzas y pueden
priorizan en su presupuesto recursos para desarrollar competencias específicas en sus hijos a
través de cursos y talleres fuera del colegio.
Por la evidencia recogida, se atenderá el problema social relevante mediante una
solución blended que combine educación en Emprendimiento y Finanzas de manera online
con una plataforma innovadora que se complementará con sesiones presenciales donde en un
contexto de aprendizaje las familias de los estudiantes puedan compartir y fortalecer su
vínculo familiar, todo ello con una metodología basada en el aprendizaje por pensamiento.
Esta solución atenderá la necesidad de aquellos padres que buscan que sus hijos
aprendan Emprendimiento y Finanzas y que no obtienen una oferta adecuada en el mercado
formal. Además, ayudará a formar jóvenes emprendedores con competencias para poder
desarrollar iniciativas empresariales o a desenvolverse con más capacidades una vez
culminado el colegio en un contexto laboral dependiente; nuestro proyecto impactará en las
ODS 4: Educación de calidad, ODS 8: Trabajo decente y crecimiento económico y ODS 9:
Industria innovación e infraestructura.
Es viable ya que el análisis financiero arroja un VAN de S/. 5,353,796.15, una TIR de
142 % superior a un WACC de 13.01% y un VAN social de S/. 4,075,133.00 que confirman
la generación de valor para los inversionistas y un impacto social positivo.
Peru is an entrepreneurial country; however, it has deficiencies in financial education and entrepreneurship. At present, this need is not being addressed in educational centers despite being present in the regular basic curriculum. According to the research conducted in this project, it was possible to validate that parents are willing to enroll their children in Entrepreneurship and Finance courses and can prioritize in their budget resources to develop specific competencies in their children through courses and workshops outside the school. Based on the evidence gathered, the relevant social problem will be addressed through a blended solution that combines online education in Entrepreneurship and Finance with an innovative platform that will be complemented with face-to-face sessions where in a learning context the students' families can share and strengthen their family bond, all this with a methodology based on learning by thinking. This solution will meet the needs of those parents who are looking for their children to learn entrepreneurship and finance and who do not get an adequate offer in the formal market. In addition, it will help to train young entrepreneurs with skills to develop business initiatives or to develop more skills once they finish school in a dependent labor context; our project will impact on SDG 4: Quality education, SDG 8: Decent work and economic growth and SDG 9: Industry, innovation, and infrastructure. It is viable since the financial analysis shows an NPV of S/. 5,353,796.15, an IRR of 142% higher than a WACC of 13.01% and a social NPV of S/. 4,075,133.00 that confirm the generation of value for investors and a positive social impact.
Peru is an entrepreneurial country; however, it has deficiencies in financial education and entrepreneurship. At present, this need is not being addressed in educational centers despite being present in the regular basic curriculum. According to the research conducted in this project, it was possible to validate that parents are willing to enroll their children in Entrepreneurship and Finance courses and can prioritize in their budget resources to develop specific competencies in their children through courses and workshops outside the school. Based on the evidence gathered, the relevant social problem will be addressed through a blended solution that combines online education in Entrepreneurship and Finance with an innovative platform that will be complemented with face-to-face sessions where in a learning context the students' families can share and strengthen their family bond, all this with a methodology based on learning by thinking. This solution will meet the needs of those parents who are looking for their children to learn entrepreneurship and finance and who do not get an adequate offer in the formal market. In addition, it will help to train young entrepreneurs with skills to develop business initiatives or to develop more skills once they finish school in a dependent labor context; our project will impact on SDG 4: Quality education, SDG 8: Decent work and economic growth and SDG 9: Industry, innovation, and infrastructure. It is viable since the financial analysis shows an NPV of S/. 5,353,796.15, an IRR of 142% higher than a WACC of 13.01% and a social NPV of S/. 4,075,133.00 that confirm the generation of value for investors and a positive social impact.
Descripción
Palabras clave
Educación financiera--Perú, Finanzas--Estudio y enseñanza, Responsabilidad social
Citación
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