Browsing by Author "Villafuerte Mendoza, José"

Filter results by typing the first few letters
Now showing 1 - 2 of 2
  • No Thumbnail Available
    ItemMetadata only
    ¿Podemos regular a las Fintech? Desafíos y propuestas
    (Pontificia Universidad Católica del Perú, 2021-11-22) Villafuerte Mendoza, José
    Faced with the undoubted proliferation of FinTech companies in Peru and in the world, this article describes the current situation of the market in this field in order to explore the legal implications of this new type of company.In that order, it first analyze how the digital market has evolved in financial and insurance matters. In the same way, it warns of the specific risks of the growing FinTech industry. All of that, to be able to point out the challenges that governments face in order to regulate this matter. In addition, it exhibits various proposals from sectors of the academia for the regulation of the FinTech market. With all this, the author concludes by giving his opinion on the mentioned proposals and presents his own for the regulation of FinTech companies, developing three main stages of implementation.
  • No Thumbnail Available
    ItemMetadata only
    Seguros de grandes riesgos y protección desproporcionada de los asegurados en la Ley del contrato de seguros
    (Pontificia Universidad Católica del Perú, 2017-09-13) Corzo de la Colina, Rafael; Villafuerte Mendoza, José
    In this article, the authors tell us about great risk insurances and describe its regulation in foreign law. Then, they point out the protective role of State in the consumption relationship is to reduce information asymmetries, but there is no total disclosure obligation in the market. Therefore, information asymmetry ceases to be relevant when the user of the service has negotiating capacity and necessary resources to make an informed decision. They conclude it is pertinent to equate the application of the Peruvian Insurance Contract Law to international standards.